Welcome to VL Gaiduchik Insurance Agency

We are an independent insurance agency located in Fair Oaks, CA. Since 1997, we have proudly served clients across California, establishing ourselves as a top producer in the industry.

We specialize in Commercial Insurance, offering tailored solutions such as Business Owners Policies (BOP), Workers’ Compensation, General Liability, and more to safeguard your business. Our mission is to simplify the insurance process with personalized guidance, ensuring your business has the right coverage to thrive.

In addition to commercial insurance, we also provide comprehensive auto, home, renters, and life insurance options. With our expert advice and exceptional service, we are dedicated to helping you find the best solutions for your unique needs.

At VL Gaiduchik Insurance Agency, we love our local community and actively seek ways to give back. Through donations and community initiatives, we strive to make a positive impact and support those around us.

When we’re not helping our clients, our team enjoys exploring our passions for music, theater, and the great outdoors. We believe that a well-rounded life enriches our service, and we bring that same enthusiasm to every client interaction.

Join us on this journey, and let us help you secure the future you envision!

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What clients say

I have been working with Valentina Gaiduchik Insurance Agency for over 15 years, and I never had any problems. The whole team are excellent at their jobs, but a huge thank you goes to Lilia. She made my life easier. Thank you for your amazing service, God bless you and...

-alex p

So grateful to have Lilia & Valentina as my agents for our home and auto coverage! They make everything so easy and truly seek out the best for my family and me.

-Daniella Manzyuk

Great service! Both Valentina and Lilia were very friendly, helpful, and quick to respond.

-Karina Filinyuk

Fast, easy, insurance. Everything was done in a quick, professional manner. Pleasure doing business with you!🤝🏻

-Vadim Reznichenko

Always professional and honest, Answer all my questions and find the best deal tailored to my individual needs Highly recommended!

-Olga N

Prompt and professional!

-Fred

Amazing services , answered all my questions. Thank you !

-Lyuda Kalyuta

Very good customer service and they were able to get me everything I wanted the day I called!

-Ernest Zgulev

Testimonials

Our latest articles


Is Your Current BOP Policy Still a Good Fit? A Checklist for Fair Oaks Business Owners
January 23, 2026

Is Your Current BOP Policy Still a Good Fit? A Checklist for Fair Oaks Business Owners

As your business grows and evolves, it’s essential to ensure your insurance policy remains current. A Business owners policy (BOP) is designed to insure small and midsize businesses from […]
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Preparing for Seasonal Hires? What Fair Oaks Employers Need to Know About Workers’ Compensation Insurance
October 20, 2025

Preparing for Seasonal Hires? What Fair Oaks Employers Need to Know About Workers’ Compensation Insurance

As businesses gear up for seasonal demand, hiring temporary staff can be a smart way to meet customer needs. However, […]
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Preparing Your RV for Summer Travel: Insurance and Safety Tips
July 22, 2025

Preparing Your RV for Summer Travel: Insurance and Safety Tips

Summer is here and you’re ready to hit the road in your recreational vehicle (RV). Whether you plan on exploring […]
Read More